AMLR · NEW REQUIREMENTS FROM 10 JULY 2027

Prepare your accounting firm for AMLR.

The EU's new anti-money laundering regulation begins to apply on 10 July 2027. Amlify helps you prepare to put the requirements into practice through role-based competence development, realistic scenario training and documented follow-up.

AMLR begins to apply on 10 July 2027

The EU's new anti-money laundering regulation (EU) 2024/1624 has been adopted and begins to apply to, among others, accounting professionals and auditors on 10 July 2027.

AML work that needs to work in practice.

Customer due diligence that stays current

A client's risk profile and due diligence need to be reviewed and updated when their circumstances or risk profile change.

Different roles face different risks

Accounting professionals, engagement leads and AML leads face different situations and need different knowledge and capabilities.

Training that reflects reality

AML knowledge needs to be applied in real client situations, assessments and decisions — not just completed as a generic course.

FROM 10 JULY 2027

What AMLR means for accounting firms

AMLR harmonises and develops the EU's anti-money laundering framework. For accounting firms, this includes requirements relating to firm-wide risk assessment, customer due diligence, internal processes and staff competence.

Firm-wide risk assessment

Identify and assess the firm's money laundering and terrorist financing risks, and keep the assessment documented and up to date.

AMLR art. 10

Risk-based customer due diligence

Tailor due diligence measures to the client's risk and take enhanced measures where the risk is higher.

AMLR art. 19–20, 34

Continuous, role-specific AML training

Relevant staff must take part in specific, ongoing training programmes tailored to their function, duties and the firm's AML risks.

AMLR art. 12

Competence for AML-related duties

For people directly involved in AML compliance, knowledge, skills and expertise must be assessed in light of their duties and risk, before they take on those duties and periodically thereafter.

AMLR art. 13
WITH AMLIFY.AI

From your firm's risks to the right competence.

We connect your firm's risk profile to each employee's role, responsibilities and competence needs.

From general AML knowledge to training for the situations employees actually need to handle.

  • Competence requirements based on role and AML risk
  • Role-specific, ongoing AML training
  • Realistic AI scenarios from the day-to-day work of accounting firms
  • Documented training, progress and follow-up

From completed training to demonstrated competence.

AMLR does not only require ongoing training for relevant staff. For people directly involved in AML compliance, knowledge, skills and expertise must also be assessed in light of their duties and risk.

With Amlify, organisations can move beyond simply recording completed training and follow how employees develop their ability in realistic situations.

AMLR art. 12–13 · begins to apply on 10 July 2027

The same rules. Different competence needs.

Accounting professionals, engagement leads and AML leads face different risks and need to act in different situations. Amlify tailors training to the role and the risks each employee encounters. Examples of training needs:

Accounting professional

Spot unusual activity, ask the right follow-up questions and know when to escalate.

Engagement lead

Handle client risk, complex due diligence and changes in client behaviour or risk profile.

AML lead / firm leadership

Ensure the right competence across the firm, track development and identify competence gaps.

Train before it happens for real.

Employees encounter realistic situations in which they need to apply their AML knowledge, make assessments and act.

A new client with a complex ownership structure

What questions should you ask, and when is more information needed to establish sufficient customer due diligence?

Transactions that do not fit the business

What do you do when payment patterns differ from what you know about the client?

A client who avoids questions

How do you follow up when a client will not or cannot explain a transaction or the source of funds?

A client whose risk profile changes

What do you do when new information means earlier due diligence and risk assessments need to be revisited?

See Amlify.ai in action.

See how Amlify.ai helps you move from requirements and training to documented competence.

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