Insurance · Life, savings and distribution networks

AMLR readiness for insurers and distributors.

Life and savings products carry ML risk through premiums, surrenders and beneficiary changes — often executed by tied agents you do not employ. AMLIFY.ai covers the full distribution chain.

Supervision: Supervised by the FSA · AMLR applies across tied agents and brokers
What we hear from firms like yours

Distribution is outsourced, liability is not

Agents and brokers act in your name without your training record.

Beneficiary changes slip through

Late-stage changes are a classic red flag that no rule catches.

Product risk is not role-mapped

Unit-linked and single-premium products need different vigilance.

What AMLR requires of you

AMLR Art. 20

CDD on policyholder & beneficiary

Including verification at payout for life products.

AMLR Art. 34

Enhanced due diligence

Single-premium, unit-linked and third-party payment scenarios.

AMLR Art. 63

Distribution-chain training

Competency requirements extend to agents acting on your behalf.

AMLR Art. 69

Record keeping

Five-year retention of CDD and transaction records.

How AMLIFY.ai works
1

Map

Industry-specific risks, roles and requirements.

2

Define

Competence requirements per role and risk area.

3

Train

Role-based micro-learning and scenarios.

4

Prove

Documented results, ready for audit and board reporting.

Who we train in your organisation

  • Compliance officer
  • Underwriting
  • Claims handlers
  • Tied agents & brokers

What you get, ready to deploy

  • PEP & EDD Process Pack
  • CDD Playbook & Templates
  • Role-Based AMLR Training
  • Sanctions Screening Setup
One competency record covering employees and the distribution network.

See it on your own data.

We will walk your team through role mapping, competency validation and board reporting.

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